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Important Legal Information

ACCESS

This Web site and the information, tools and material contained in it (this "Site") are not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of, or is located in, any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject Concorde or any of its subsidiaries or affiliates to any registration or licensing requirement within such jurisdiction.

NO OFFER

The information, tools and material presented in this Site are provided to you for informational purposes only and are not to be used or considered as an offer or a solicitation to sell or an offer or solicitation to buy or subscribe for securities or other financial instruments, nor to constitute any advice or recommendation with respect to such securities or other financial instruments. The Site's contents may not be reproduced in whole or in part or otherwise be made available without the prior written consent of Concorde. Information and opinions presented in this Site have been obtained or are derived from sources believed by Concorde to be reliable, but Concorde makes no representation as to their accuracy or completeness, and Concorde accepts no liability for any loss arising from the use of the material presented in this Site.

DISCLAIMER OF WARRANTIES

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Opinions and/or estimates reflect a judgment at the original date of publication by Concorde and are subject to change without notice.

This Site is subject to periodic update and revision. Materials should only be considered current as of the date of initial publication appearing thereon, without regard to the date on which you may access the information. Concorde maintains the right to delete or modify information on this Site without prior notice.

Concorde may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented in this Site. Those reports reflect the different assumptions, views and analytical methods of the analysts who prepared them and Concorde is under no obligation to ensure that such reports are brought to your attention. Concorde does not warrant or guarantee the accuracy, timeliness, suitability, completeness or availability of this Site or the information or results obtained from use of this Site, or that this Site or the information or results will be free from error.

Under no circumstances and under no theory of any applicable law and/or regulation, tort, contract, strict liability or otherwise shall Concorde be liable to anyone for any damages resulting from access to or use of or inability to access or use this Site regardless of whether they are direct, indirect, special, incidental or consequential damages of any character, including damages for trading losses or lost profits, or for any claim or demand by any third party, even if Concorde knew or had reason to know of the possibility of such damages, claim or demand.

COPYRIGHT AND TRADEMARK

All material presented on this Site, unless specifically indicated otherwise, is under copyright to Concorde, its subsidiaries and affiliates. The material is freely downloadable for browsing purposes only. None of the material, nor its content, nor any copy of it, may be altered in any way, transmitted to, copied or distributed to any other party, without the prior express written permission of Concorde. All trademarks, service marks and logos used on this Site are trademarks or service marks or registered trademarks or service marks of Concorde or one of its affiliates or other entities.

LINKED SITES

We may provide addresses or hyperlinks which lead you out of this Site. Except to the extent to which the Site refers to Concorde's own Web site material, Concorde has not reviewed any such sites which link to this Site or to which this Site links and is not responsible for the content of any other Web sites or pages linked to or linking from this Site. Such addresses or hyperlinks (including addresses or hyperlinks to Concorde's own Web site material) are provided solely for your convenience and information. Accessing such Web sites or following such links to any other Web sites or pages shall be at your own risk.